Spotme is a mobile app that allows friends and family members to lend and borrow with each other for short-term lines of credit. As a lender, it’s never fun nagging your friend or family member for the money back. As a borrower, keeping track of your personal debts can be challenging. Without some recorded acknowledgment of debt owed, relationships carry the burden of open-ended loans and “convenient amnesia” on terms. Spotme is an alternative financial product that empowers you to lend, smarter.