Pyggly is a gamified savings app that empowers users to achieve their goals. No budgets needed. Just concentrate in actions under your control and Pyggly does the rest: take the bus, not a taxi; bring a brown bag to work, no expensive restaurants.
Pyggly can check your expenses and save the money for you without complicated spreadsheets. You can share a goal with your wife, compete with a friend, or get incentives from your parents.
Personal Financial Management solutions are too complicated and not actionable; Millennials don’t think about financial products before a conspicuous buy. They want the trip to Europe or the new phone, not the credit line nor the savings. Common solutions for planned purchases are (a) not buying; (b) a credit card balance. We just want to empower people to achieve their goals in an effective way.